Invoice financing
Invoice financing — turn invoices into cash instantly
Don't wait 30, 60 or 90 days for payment. With invoice financing the money lands in your account the same day the invoice goes out.
See how much you get from your invoices
Adjust the invoice amount and payment term. We show the money to your account today and the fee estimate.
To your account today (net)
€49,510
- Financing (100 %)
- €50,000
- Fee (0.98 % / 30 days)
- €490
Money in your account the same day
How invoice financing works
Three steps — your invoice to cash
No long contracts, no collateral, no hidden fees. You only pay for the invoices you finance.
- 1~ 2 min
Send the invoice
Send your B2B invoice to your customer as usual and copy us. We typically approve financing within minutes.
- 2Same day
Get the money
We pay up to 95 % of the invoice into your account, usually the same day. The rest is paid out when your customer settles the invoice.
- 3On due date
The buyer pays us
Your customer pays the invoice to us on the due date. You focus on running your business — we handle the rest.
Benefits of invoice financing
Advance up to 95% of the invoice amount the same day
Frees up cash stuck in receivables
No long-term contracts — use it when you need it
Finance single invoices or your entire ledger
Credit-loss risk transferred to us (non-recourse available)
We can professionally handle collections too
Comparison
Invoice financing vs. business loan
A business loan is often an expensive and slow solution for a short-term cash need. Invoice financing releases the money that already belongs to you — instantly.
| Invoice financing Recommended | Business loan | |
|---|---|---|
| Money in your account | Within the same day | 1–7 business days |
| Collateral | Not required — the invoice acts as security | Often a personal guarantee |
| Commitment | No contract lock-in, use per invoice | 12–60 month contract |
| Financing amount | Scales with your revenue | Fixed loan amount |
| Cost | Fee from 1.5 % per invoice | Annual rate from 6.9 % + fees |
| Default risk | Can be transferred to us (non-recourse) | On you |
Is invoice financing right for you?
Right for you if…
- Your customers are businesses (B2B invoicing)
- Payment terms stretch to 14–90 days
- Cash flow is uneven due to seasonality or big projects
- You want to grow without invoices tying up working capital
May not fit if…
- You sell only to consumers (B2C)
- Invoices are under €1,000
- Your customers are not creditworthy or have payment defaults
Frequently asked questions
Start invoice financing today
We usually get back to you the same business day. Submitting is non-binding.