Business loan €50,000

Business loan €50,000 — fast and flexible

A versatile financing for SME growth investments. Decision in 24 hours, repayment up to 60 months.

Instead of a business loan — we recommend invoice financing

Invoice financing is faster, simpler and requires no collateral. You get the cash the same day.

Explore invoice financing
Factoring calculator

See how much you get from your invoices

Adjust the invoice amount and payment term. We show the money to your account today and the fee estimate.

€50,000
€500€1,000,000
30 days
7 days90 days

To your account today (net)

€49,510

Financing (100 %)
€50,000
Fee (0.98 % / 30 days)
€490
Start factoring

Money in your account the same day

How invoice financing works

Three steps — your invoice to cash

No long contracts, no collateral, no hidden fees. You only pay for the invoices you finance.

  1. 1~ 2 min

    Send the invoice

    Send your B2B invoice to your customer as usual and copy us. We typically approve financing within minutes.

  2. 2Same day

    Get the money

    We pay up to 95 % of the invoice into your account, usually the same day. The rest is paid out when your customer settles the invoice.

  3. 3On due date

    The buyer pays us

    Your customer pays the invoice to us on the due date. You focus on running your business — we handle the rest.

Benefits of invoice financing

Fixed loan amount €50,000

Repayment 6–60 months as you choose

No collateral or guarantee

Decision in 24 hours

Transparent fees, no hidden charges

Repay early without extra fees

Typical use cases

Larger machinery or vehicle purchase

Renovation or new premises

Recruitment of several employees

Inventory investment for growth

Marketing campaign for a new market

Comparison

Invoice financing vs. business loan

A business loan is often an expensive and slow solution for a short-term cash need. Invoice financing releases the money that already belongs to you — instantly.

Invoice financing RecommendedBusiness loan
Money in your account
Within the same day
1–7 business days
Collateral
Not required — the invoice acts as security
Often a personal guarantee
Commitment
No contract lock-in, use per invoice
12–60 month contract
Financing amount
Scales with your revenue
Fixed loan amount
Cost
Fee from 1.5 % per invoice
Annual rate from 6.9 % + fees
Default risk
Can be transferred to us (non-recourse)
On you
FAQ

Frequently asked questions

Invoice financing application

Apply for a €50,000 business loan

We usually get back to you the same business day. Submitting is non-binding.

Invoice details (optional)

If you already have an invoice to finance, share the details — it speeds up processing.

Your information is handled confidentially.

See also: €20,000 · €100,000 · Calculator

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